Payments

By innovate-banking on November 15, 2022

Intelligent Workflows in Banking: End-to-End Digitalisierung der Kreditprozesse schafft Mehrwert für Unternehmenskunden

Finanzdienstleister sind Teil der Lösung Die aktuelle Energiekrise mit ihren Folgen betont erneut die Rolle der Banken und Sparkassen in unserem Wirtschaftssystem. Ihre Aufgabe ist es unter anderem, ihren im Ausnahmezustand befindlichen Kunden gute Partner zu bleiben und in einem wirtschaftlich herausfordernden Umfeld flexible Finanzierungslösungen bereitzustellen. Unternehmen waren und werden auch künftig auf schnelle Hilfsmaßnahmen […]

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By innovate-banking on Februar 3, 2021

Regulatory developments in the Crypto-Asset space – implications for Crypto-Custody at German Banks

Recent legal developments in Germany and internationally point to a step-change in the acceptance of Crypto-Currencies and other Crypto-Assets as being legitimate parts of private and institutional investment portfolios. The new German law allowing all electronic securities to be recorded using blockchain technology aligns with the 2019 strategy paper on blockchain by the Federal Government, […]

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By innovate-banking on Februar 3, 2021

Regulatorische Entwicklungen im Crypto-Asset-Bereich – Implikationen für Crypto-Custody bei deutschen Banken

Die jüngsten rechtlichen Entwicklungen in Deutschland und auf internationaler Ebene deuten darauf hin, dass sich die Akzeptanz von Kryptowährungen und anderen Crypto-Assets als legitime Bestandteile privater und institutioneller Anlageportfolios schrittweise ändert. Das neue deutsche Gesetz, das die Erfassung aller elektronischen Wertpapiere mittels Blockchain-Technologie erlaubt, steht im Einklang mit dem Strategiepapier 2019 der Bundesregierung zum Thema […]

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By innovate-banking on Januar 28, 2021

Intelligent Workflows in Banking: End-to-end digitization of credit processes creates added value for corporate customers

Financial service providers are part of their customers‘ solution The current health and economic crisis emphasizes the role of banks and savings banks in our economic system. Their role is, among other things, to remain good partners to their customers who are in a state of emergency and to provide flexible financing solutions in an […]

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By innovate-banking on Dezember 3, 2020

Digital Bad Banks: Preparing for the Next NPL-Wave

Preparing for the Next Wave of Non-Performing Loans The Covid-19 pandemic has contributed to accelerating the shift to a new lifestyle supported by technology. The virus-lead market disruption has pressured governments to increase their balance sheets and inject unprecedented amounts of money into the economy. Despite this support, a market disruption of such magnitude will […]

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By innovate-banking on August 25, 2020

Quick and Proper Global Payments: New World

Correspondent banking reinvented with Blockchain technology The advantages of blockchain technology for global payments have been discussed in the first two parts (Part 1 and Part 2) of this series. The current global payments landscape is not fit for increasing numbers of global payments and growing demand for peer-to-peer payments across the globe. Blockchain technology, […]

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By innovate-banking on Juli 14, 2020

Quick and Proper Global Payments: Digital Assets

Correspondent Banking reinvented with blockchain technology The first part of this paper gave an introduction into the inefficiencies of correspondent banking in the context of global payments in contrast to the Blockchain approach. While Blockchain technology has the potential to revolutionize the global payments landscape, certain key prerequisites need to be in place to ensure […]

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By innovate-banking on Juni 30, 2020

Quick and Proper Global Payments: Blockchain

Correspondent Banking reinvented with blockchain technology It’s 2020 and when you make global payments via your bank the experience is, by and large, the same as 20 or 30 years ago: takes days, total cost is unclear but always high. The alternatives with a money transfer operator, the new or not-so-new players, come with speed, […]

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