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IBM Financing

Making digital transformation accessible with a robust financial strategy
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Most companies have a plan for hybrid cloud and AI — is your financial strategy ready?

Most companies have a plan for hybrid cloud and AI — is your financial strategy ready?

Hybrid cloud and AI success is built at the intersection of flexible and innovative IT, business and financial strategies. ​

IBM Financing and its ecosystem partners can help build a flexible and innovative financial strategy to fuel your hybrid cloud and AI journey.

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Benefits

Benefits

Payment solutions could help you start and execute hybrid cloud and AI projects sooner and accelerate time to value.
A flexible and innovative financial strategy could help improve cash flow and enhance ROI — even potentially enabling self-funded projects.
Boost agility and flexibility
Payment solutions built for your unique hybrid cloud and AI workload needs could help address changes in demands for capacity, performance and functionality.

A financial strategy may help you

Enhance ROI and improve cash flow Optimize TCO Start projects sooner
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Enhance IT project ROI and improve cash flow

With a funding solution, you can align your payments to the anticipated project benefits, help improve cash flow and potentially enhance return on investment.

Read the FinListics Solutions paper
What we finance

What we finance

Software

IBM and Red Hat®​ payment solutions​ can help you accelerate your​ application modernization​ and journey to hybrid cloud​ and AI.

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IT Infrastructure

Leases and payment plans for ​IBM Z®, IBM Power® Systems, and IBM Storage solutions can help improve ROI and TCO.

View IBM storage infographic Discover Power Leasing

What we offer

Loans Leasing IBM Project Financing™
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Loans

Acquire the hybrid cloud and AI technology financing you need with a flexible loan that may help you improve cash flow.

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Industry client stories

Industry client stories

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Consumer products company
Payment solutions helped the company increase free cash flow and meet the need for specific payment terms as they moved to a hybrid cloud environment and AI solution based on the Red Hat® OpenShift® Platform.
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Financial services company
A mid-lease mainframe migration helped lower run rate, enhance ROI to 55% and payback to 1.5 years when a company upgraded to a cloud-native infrastructure.
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Health insurance company
A financing solution for IBM Cloud Pak® helped flatten payments over two years, which helped enhance the company’s cash flow and ROI.
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A robust financial plan can help you accelerate your hybrid cloud and AI journey.

Disclaimer

IBM Financing offerings are provided through IBM affiliates and/or subsidiaries and divisions worldwide to qualified commercial and government clients.  Payment options and terms are based on a client’s credit rating, offering type, equipment, product type and options, and may vary by country. This offering does not guarantee that credit will be provided. Payment options for non-IBM content, which is part of an overall IBM end-user client solution, may also be eligible through IBM Financing. Other restrictions may apply. Payment options are subject to change, extension, or withdrawal without notice and may not be available in all countries. For certainty, the provision of offerings by IBM and IBM Financing do not, nor intend to, offer, or provide accounting, tax, or legal or regulatory compliance advice to clients. Clients are responsible for and should obtain their own expert advice, including consulting with their own financial, tax, and/or legal advisors, as applicable. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.

IBM Financing lease and financing offerings are provided in the United States through IBM Credit LLC. For IBM Credit LLC in California: loans are made or arranged pursuant to a California Financing Law License.